Friday, May 13, 2011
ओसामाको हत्याले ओबामाको भाग्य चम्किने !
विश्वमा आतंकवाद र तानाशाहीको जन्मदाता अमेरिका हो र मृत्युदाता पनि उही हो। जबसम्म तानाशाह र आतंकवादीहरु उसको निर्देशनमा काम गर्छन् तबसम्म उनीहरु अमेरिकाको लागि न त आतंकवादी नै हुन्छन् न त तानाशाह । तर जब उनीहरु उसको कठपुतली बनी रहन चाहन्नन् तब मात्र उनीहरु आतंकवादी र तानाशाहको विशेषणबाट विभूषित हुने गर्दछन्।
(( अमेरिकी नौसेनाको टुकडीले पाकिस्तानमा पसेर ओसामाको हत्या गरेपछि भारतले त्यसबाट प्रेरणा पाएको छ। त्यसैले होला भारतका स्थलसेनाध्यक्षले पाकिस्तानमा पसेर हाम्रा सेना आतंकवादीलाई ओसामाजस्तै मार्न सक्षम छौं भनेर घुमाउरो पाराले पाकिस्तानलाई धम्की दिइसके।
आज उसले आतंकवादी मार्ने वा समात्ने निहुँमा पाकिस्तानमा आक्रमण गरे भोलि नेपालमा पनि आतंकवादी लुकेर बसेका छन् वा नेपालबाट भारतको सुरक्षा व्यवस्थालाई खतरा छ भनेर आक्रमण नगर्ला भन्नु छैन। यसरी अमेरिकी दादागिरीको सिको सिकेर शक्तिसम्पन्न मुलुकले कमजोर र गरिब मुलुकहरुमाथि जुनसुकै बेला आक्रमण गर्न सक्नेछन्। साम्राज्यवादी र विस्तारवादी मुलुकहरुको दादागिरीको रोकथामको लागि राष्ट्रसंघले सोच्ने हो कि ?
))
ओसामाको हत्या दर्दनाक तरिकाले गरेको अमेरिकाले स्वीकारिसकेको छ। क्रूरतापर्ूवक ओसामाको हत्या गरिएकै कारण हत्याको भिडियो टेप अमेरिकाले र्सार्वजनिक नगर्ने घोषणा गरेको छ। जब कि त्यही अमेरिका हो जसले सद्दाम हुसैनलाई दिइएको फँँसीको प्रत्यक्ष प्रसारण गरेको थियो। ओसामालाई अमेरिकाले त्यो भन्दा पनि भयानक र दर्दनाक मृत्यु दिएको हुनर्ुपर्छ। उसैको शब्दमा ओसामा निःशस्त्र थिए। मध्यरात्रिमा कालरात्रि बनेर उसको हत्याराहरु आउनेछन् भनेर ओसामाले कल्पनासमेत गरेका थिएनन्। त्यो क्रूर हत्या अभियान सम्बन्धमा अमेरिकाको थरीथरी बयान छ।
४० मिनेटभित्रै अमेरिकी नौसेनाको टुकडीले ओसामाको काम तमाम गरेको भनिँदै छ। कहीं कतै मुठभेड भएन। ओसामाको हत्या गर्न सेना मात्र होइन सैन्य तालिम प्राप्त कुकुरहरु पनि गएका थिए। आवाजविहीन हेलिकोप्टरबाट तिनीहरु ओसामाको घरको छानामा ओर्लेका थिए। पछिल्लो अमेरिकी भनाइमा ओसामाको एक जना अंगरक्षकसँग सेनाको मुठभेड भएकोे थियो जसमा ऊ मारिन्छ। निःशस्त्र ओसामाको हत्या गर्न ४० मिनेट अवश्य पनि लागेको होइन होला। शायद त्यहाँ ओसामालाई क्रूर यातना दिएको हुनाले समय त्यति बढी लागेको हुन सक्छ।
ओसामालाई क्रूरतापूवक हत्या गरेकै कारण होला संयुक्त राष्ट्रसंघले उसको हत्याको भिडियो टेप हर्ेन खोजेका होला। जस्तोसुकै अपराधी वा आतंकवादीलाई पनि क्रूरतापर्ूवक मार्न पाइँदैन। अमेरिकी सेनाको भनाइमा सीआईएले नै ओसामा लुगा लगाएको अवस्थामा भए हत्या गर्न र नांगै भए ज्यूँदै समात्न भनेको थियो। ओसामालाई ज्यूँदो समातेको भए अमेरिकालाई नै सबै भन्दा बढी फाइदा हुने थियो र उसलाई कानूनीरुपमा हत्या गर्न सक्ने थियो। ओसामाबाट अमेरिकाले धेरै जानकारी लिन सक्ने थियो। अमेरिकालाई यति थाहा हुँदाहुँदै पनि उसले हत्या किन गर्यो - शायद ट्वीन टावरको पीडालाई सम्झेर अमेरिकी सेना भावनामा बगेको हुन सक्छ। तर एउटा व्यक्तिको मृत्युले आतंकवादको अन्त्य हुन सक्दैन।
अमेरिकाको भनाइ पनि विरोधाभाषपर्ूण्ा छ। शुरुमा उसले भन्यो ओसामाको कोठामा फोन, नेट, कम्प्युटर केही थिएन। पछि भन्छ, उसको कोठाबाट कम्प्युटर भेटिएको छ, जसमा ओसामाको भाबी योजनाहरु भेटिएका छन्। अचम्मको कुरा ¦
विश्व आतंकवादका नाइके ओसामाको घरमा घातक हतियारहरु नहुनु, उनको सुरक्षाको कुनै व्यवस्था नहुनु। विगत छ वर्षेखि के उनी पाकिस्तानको एब्बोटाबादमा आत्मबन्दी जीवन बिताइरहेका थिए - यसबाट के पुष्टि हुन्छ भने ओसामा पछिल्ला दिनमा नामका मात्रै अलकायदाको सुप्रिमो रहेछन्, अलकायदाका कार्यकारी सुप्रिमो अरु नै छन्। यसको अर्थ अल कायदाको आतंकवादको अन्त्य अझै भएको रहेनछ। ओसामाको हत्याले अलकायदा र त्यससँंग सम्बन्धित संगठनहरुलाई आगोमा घ्यू थप्ने काम भएको छ। अमेरिका र युरोपियन मुलुकहरुमा झन् खतराको घण्टी बजिसकेको छ। अलकायदाले लन्डनमा मुर्म्बईको भन्दा पनि भयंकर ठूलो आक्रमण गर्ने धम्की दिइसकेको छ।
झन् ओसामाको हत्याको टेप र्सार्वजनिक नगर्ने भनेपछि ओसामाको हत्या कति क्रूरतापर्ूवक गरिएको रहेछ भन्ने प्रमाणित हुन्छ।
जस्तोसुकै अपराधी वा आतंककारीलाई क्रूरतापर्ूवक मार्नु हुँदैन। हैन भने एउटा सभ्य समाज र आतंककारीमा के अन्तर हुन्छ - झन् ओसामा त निःशस्त्र र एक्लै थिए। त्यसमा पनि उनको मृतदेहलाई समुन्द्रमा फालिदिनु कुन मानवोचित व्यवहार हो - क्रूरतापर्ूवक निःशस्त्र ओसामाको हत्या गरिएको भिडियो टेप राष्ट्रसंघले मागेर एउटा प्रशंसनीय काम गरेको छ। अब हर्ेर्नुछ अमेरिकाले त्यो टेप राष्ट्रसंघलाई दिन्छ वा त्यहाँ पनि फेरि आŠनै दादागिरी देखाउँछ ?
बूढी मरी भन्ने पीर होइन यहाँ काल पस्यो भन्ने पीर छ। कुनै पनि अर्को मुलुकमा आतंकवादको नाममा होस् वा अन्य कुनै कारणले सैन्य कार्यवाही गर्दा सम्बन्धित मुलुकको अनुमति लिनुुपर्छ।
तर ओसामाको हत्याको अपरेशनमा अमेरिकाले पाकिस्तान सरकारको अनुमति लिएन। यो अमेरिकाको दादागिरी हो वा साम्राज्यवादी नीति - यसअघि पनि पटक-पटक उसले आतंकवादको अन्त्य गर्ने नाममा पाकिस्तान र अफगानिस्तानमा आक्रमण गर्दा हज्जारौं र्सवसाधारण निर्दोष नागरिकहरुको हत्या गरिसकेको छ। यसलाई अमेरिकी आतंकवाद भन्ने कि नभन्ने - अन्य मुलुकका नागरिकहरुको हत्या गर्ने अधिकार उसलाई कसले दियो - अझ ऊ आफूलाई लोकतन्त्र र मानवअधिकारको मसीहा ठान्दछ।
यसअघि उसले इराकमा हज्जारौं निर्दोष इराकी नागरिकहरुको हत्या गरिसकेको छ। उसले सद्दाम हुसैनसँग इराकमा आणविक हतियारको खानी नै छ भन्ने निहुँमा आक्रमण गरेको थियो। इरानमा अझै पनि अमेरिकी सेनाको उपस्थिति छ। तर ख्वै - इराकलाई ध्वस्त पार्दै सद्दाम हुसैनलाई फँसीमा चढाउँदा पनि उसले आणविक हतियारको खानी त के निशानीसमेत पाएन।
तेलका व्यापारी, रक्त पिपासु जर्ज डब्लु बुश, महेश भट्टको शब्दमा भन्नुपर्दा बुच्चरको व्यक्तिगत स्वार्थले इराकलाई ध्वस्त पारेर छाड्यो। कर्र्णोल मुअम्मर गद्दाफीलाई पनि अमेरिकाले शुरुदेखि नै शत्रु ठान्दै आएको छ। किनकि गद्दाफीले अमेरिकाको अगाडि आत्मर्समर्पण गरेनन्। उसको हत्याको प्रयास अमेरिकाले गरेकै हो । यसमा शंका छैन, ऊ तानाशाह हो। उसविरुद्ध लिबियाई जनताले व्रि्रोह गरी रहेका छन्। गद्दाफी सत्तामा टिकिरहन आŠनो जनताको कत्लेआम गरी रहेको छ। यही निहुँमा अमेरिकालगायत नेटो मुलुकहरुले लिबियामाथि आक्रमण गरिरहेका छन्। तिनीहरुको आक्रमणबाट र्सवसाधारण जनता पनि मारिएकै छन्।
लिबियाई जनताको मायाले तिनीहरुले लिबियामाथि आक्रमण गरेका होइनन्। अमेरिकाले त्यहाँ आŠनो कठपुतली सरकार बनाउन चाहन्छ। आŠनो मुलुकमा परिवर्तन ल्याउन त्यही मुलुकको जनता सक्षम हुन्छन्। विदेशीको नैतिक र्समर्थन र सहानुभूति मात्र चाहिन्छ, हस्तक्षेप होइन। कुनै पनि निहुँमा कसैको मुलुकमा आक्रमण गर्न पाइन्छ र - अमेरिकाको देखासिकी अरु क्षेत्रीय शक्ति राष्ट्रहरुले आŠनो छिमेकमा अमेरिकी नीति लागु गरे विश्वमा शान्ति स्थापना हुन सक्छ वा विश्व विनाशतिर जान्छ -
अमेरिकी नौसेनाको टुकडीले पाकिस्तानमा पसेर ओसामाको हत्या गरेपछि भारतले त्यसबाट प्रेरणा पाएको छ। त्यसैले होला भारतका स्थलसेनाध्यक्षले पाकिस्तानमा पसेर हाम्रा सेना आतंकवादीलाई ओसामाजस्तै मार्न सक्षम छौं भनेर घुमाउरो पाराले पाकिस्तानलाई धम्की दिइसके।
आज उसले आतंकवादी मार्ने वा समात्ने निहुँमा पाकिस्तानमा आक्रमण गरे भोलि नेपालमा पनि आतंकवादी लुकेर बसेका छन् वा नेपालबाट भारतको सुरक्षा व्यवस्थालाई खतरा छ भनेर आक्रमण नगर्ला भन्नु छैन। यसरी अमेरिकी दादागिरीको सिको सिकेर शक्तिसम्पन्न मुलुकले कमजोर र गरिब मुलुकहरुमाथि जुनसुकै बेला आक्रमण गर्न सक्नेछन्। साम्राज्यवादी र विस्तारवादी मुलुकहरुको दादागिरीको रोकथामको लागि राष्ट्रसंघले सोच्ने हो कि -
आतंकवादलाई जरैदेखि नष्ट गरिनर्ुपर्छ। तर आतंकवादलाई जन्म दिने काम पनि गर्नु हुँदैन। अमेरिकाले आतंकवादलाई जन्म नदिएको भए र तानाशाहहरुलाई प्रश्रय नदिएको भए विश्वमा आज न ओसामाहरु जन्मिने थिए न सद्दामहरु। दुष्ट सन्तानलाई जन्माएपछि उसको दुष्टयाइँको फल पनि भोग्नुपर्ने हुन्छ।
ओसामा बिन लादेनको हत्याले बाराक हुसैन ओबामालाई फाइदा पक्कै भएको छ। हिजो सद्दामको हत्याले बुशलाई फाइदा भएको थियो। आŠनो व्यक्तिगत फाइदाको लागि अमेरिकी राष्ट्रपतिहरु युद्ध र आतंकलाई बलजŠती थोपर्ने गर्दछन्। चुनावताका ओबामाले जे जे वाचाबन्धन गरेका थिए ती पूरा गर्न सकेका छैनन्। उनको लोकप्रियता ओरालो लागेको अवस्था थियो।
ओसामाको हत्याले उनको भाग्य उदाएको छ। ओसामाको हत्याले उनको दोस्रो कार्यकाल सुनिश्चितप्रायः गरेको छ। अमेरिकी जनताले पनि यस्तै राष्ट्रपतिहरुलाई आŠनो हिरो ठान्ने गर्दछन्।
तर ओसामाको हत्या हुँदैमा आतंकवादको हत्या भएको छैन। ओबामाका लागि आउने दिनहरु शान्तिको हुने छैनन्। अलकायदा ज्यूँदै छ।
ओसामाको हत्याको बदला उसले अवश्य लिनेछ।
अमेरिकाका सहयोगी राष्ट्रहरु पनि आतंकको छायाँमा बस्नुपर्ने स्थिति आउनेछ। ओसामालाई जन्माउने अमेरिका आज उसकै संगठनको कारण त्रसित छ । आतंकवाद मानव जातिकै शत्रु हो। यसको अन्त्य हुनै पर्छ। विश्वबाट सबै खाले आतंकवादको अन्त्य हुनै पर्छ। चाहे त्यो लोकतन्त्रको निहुँमा होस् वा चाहे आतंकवादको निहुँमा।
तोकिएको समयमा संविधान नबने के गर्ने ?
- तत्काल संविधानसभाको बैठक बोलाउन माग
- कडा सैनिक आचारसंहिता जारी
- संवैधानिक समिति बैठक जेठ १ गते
- अख्तियारमाथि खनिए सभासद्
- मधेसी दल र एमाले नेता ओलीबीच गोप्य वार्ता
- राजीनामा गर्दिनः प्रधानमन्त्री
- कोइराला-राजदूत भेट
- माओवादी लचकः प्रचण्ड
- गोली लागेर एक जन्तीको मृत्यु
- दलबीच अविश्वासले समस्याः नेम्वाङ
- बसमा बम पड्काउने कारागार चलान
- नेपालीलाई स्वस्थ पार्दै जापानी गुरु
- महायज्ञको सातौं दिन ६० लाख संकलन
- खनाल सरकार विघटनको माग
- आदिवासीको बन्द कायम
'Super Sherpa' completes 21st Everest ascent
A 51-year-old Nepalese climber scaled Mount Everest for the 21st time on Wednesday, extending his own record for the number of successful summits on the world's highest mountain, a spokesman said.
Apa Sherpa reached the peak at 9:15 am (0345 GMT) on Wednesday morning.
"He along with five other climbers had left camp four last night at 10 pm and all of them made it to the top," said Ang Tshering Sherpa, chairman of the expedition company Asian Trekking Private Limited.
The climber, dubbed the "Super Sherpa" for the apparent ease with which he climbs the mountain, dedicated his latest expedition to the impact of climate change on the Himalayas.
His success comes after tragedy earlier this week when 82-year-old former Nepalese foreign minister Shailendra Kumar Upadhyaya died in his attempt to become the oldest person to climb the mountain.
Upadhyaya died on Monday afternoon, hours after arriving at camp one in his bid to raise awareness about the capabilities of elderly people.
The oldest successful climber of Everest is Min Bahadur Sherchan, who scaled the mountain at the age of 76 three years ago.
Around 3,000 people have made it to the top of Everest since Edmund Hillary and Tenzing Norgay became the first to conquer the 8,848-metre (29,028-foot) peak in 1953.
Sherpa is leading the Eco Everest Expedition 2011, which aims to collect four tonnes of rubbish under a "Cash for Trash" programme funded by a private trekking company.
His first expedition to the top of the mountain was more than 20 years ago in 1990.
"If my ascent would promote the cause and help protect the mountain, I am always ready to climb," Sherpa told AFP before his flight to the Everest region.
The summit season on Everest begins in late April and May when a small window between spring and the summer monsoon offers the best conditions for making the ascent.
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Tuesday, May 10, 2011
Chinese twins born in single body with 2 heads
BEIJING, MAY 10 - A hospital in southwestern China says conjoined twin baby girls with a single body and two heads have been born at its facility.
A staffer surnamed Wang at Suining City Central Hospital in Sichuan province says the girls were born Thursday.
Wang said Tuesday that the parents, who are farmers, did not want to have the babies at first, fearing they could not afford to keep them alive. She said they transferred the twins to a hospital in the nearby metropolis of Chongqing to be examined by experts.
According to the local Huaxi Metropolis Daily, the twins weighed 9 pounds (4 kilograms) and measured 20 inches (51 centimeters). They have two spines, two esophaguses and share other organs. Doctors were quoted as saying it would be nearly impossible to separate them.
Wednesday, May 4, 2011
namaste
Understanding Structured Settlements
Structured Settlements - What are they?
Many people have been compensated for injuries sustained in an accident Until 1982, such compensation was usually accomplished by payment in a lump sum. A change in Federal law that year created what are now known as structured settlements, an alternative to lump-sum payments where the injured party receives monthly or annual payments over a period of time. A structured settlement can offers several advantages over a one-time, lump sum payout. With a structured settlement, the security of long-term income is guaranteed. If the victim is confined to a wheel chair or needs constant bed rest and nursing attention, a structured settlement can make certain that sufficient funds will be in hand to pay for the care. This allows the patient and/or their family to concentrate on health care without having to be overly concerned with the machinations of investing a lump-sum payment. Structured Settlements allow income to be spread over time, which is safer than a lump sum payment. Studies have shown that some 30% of those who receive lump-sum payments as compensation for accident or injury spend the money within two months, and some 90% have spent the money within five years. A lump-sum payout must be invested and administered. Unless the victim or their family has experience investing large amounts of money, they will have to hire a financial advisor to handle the sum. Any returns on the invested money are taxable, and there is always the risk of handing the investment to the wrong person and having the money simply disappear due to theft or mismanagement. |
A structured settlement can prevent this. The income from a structured settlement is tax-free, both at the Federal and state levels. Because the money is handed out in smaller increments, there is less need for a financial advisor. And with no financial advisor, there is less of a chance of theft or loss of the funds, which would leave the victim without financial aid or income. Structured settlements are often ideal under the following circumstances:
The party that pays in an accident or injury case can benefit from payments over time, as they can set up an annuity to pay the funds over time. The funds are invested with the payments coming out of the proceeds. It’s “hands off” for the paying party, and they typically pay out a smaller amount of money in present dollars than if they paid in a lump sum. There are many things to consider if you are in a position to receive a large amount of compensation for injury or accident. One of the options may involve payments over time. Before you act, you should learn as much as you can about structures in order to determine if such an agreement is right for you. As always, should you find yourself in such a situation, you should consult with a financial advisor and/or a competent attorney. The last thing you want to do is deal with a crisis without adequate help. |
The Structured Settlement
What Is a Structured Settlement?
Sometimes when a plaintiff settles a case for a large sum of money, the defendant, the plaintiff's attorney, or a financial planner consulted in association with the settlement, will propose paying the settlement in installments over time rather than in a single lump sum. When a settlement is paid in this manner it is called a "structured settlement". Often the structured settlement will be created through the purchase of one or more annuities, which guarantee the future payments.
A structured settlement can provide for payment in pretty much any schedule the parties choose. For example, the settlement may be paid in annual installments over a number of years, or it may be paid in periodic lump sums every few years.
Benefits of a Structured Settlement
One significant advantage of a structured settlement is tax avoidance. With appropriate set-up, a structured settlement may significantly reduce the plaintiff's tax obligations as a result of the settlement, and may in some cases be tax-free.
A structured settlement can protect a plaintiff from having settlement funds dissipated, when they are necessary to pay for future care or needs. Sometimes a structured settlement can help protect a plaintiff from himself - some people simply aren't good with money, or can't say no to relatives who want to "share the wealth", and even a large settlement can be rapidly exhausted. Minors may benefit from a structured settlement as well, such as a settlement which provides for certain costs during their youth, an additional disbursement to pay for college or other educational expenses, and then one or more disbursements in adulthood. An injured person who has long-term special needs may benefit from having periodic lump sums with which to purchase medical equipment or modified vehicles.
In some situations, it will be better for a severely disabled plaintiff to set up a special needs trust, rather than entering into a lump sum or structured settlement. Any plaintiff who is receiving, or expects to receive, Medicaid or other public assistance, or the guardian or conservator entering into a settlement on behalf of a disabled ward, should consult with a disabilities financial planner about their situation before choosing any particular settlement option or structure.
Potential Disadvantages of Structured Settlements
Some people who enter into structured settlements feel trapped by the periodic payments. They may wish to purchase a new home, or other expensive item, yet be unable to muster the resources because they can't borrow against future payments under their settlement.
Some people will do better by accepting a lump sum settlement, and investing it themselves. Many standard investments will give a greater long-term return than the annuities used in structured settlements.
Selling a Structured Settlement
If you have a structured settlement, you may have been approached by a company interested in purchasing your settlement, or may be curious about selling your settlement in return for a lump sum buyout. About two thirds of states have enacted laws which restict the sale of structured settlements, and tax-free structured settlements are also subject to federal restrictions on their sale to a third party. Also, some insurance companies will not assign or transfer annuities to third parties, to discourage the sale of structured settlements. As a consequence, depending upon where you live and the terms of your annuities, it may not be possible for you to sell your settlement.
Keep in mind that companies which buy structured settlements intend to profit from their purchase, and sometimes their offers may seem quite low. You may benefit from approaching more than one company in relation to the sale of your settlement, to make sure that you obtain the highest payoff. You also want to be sure that the company which wants to buy your settlement is established, well-funded, and reputable - you don't want a fly-by-night outfit to obtain the rights to your annuities but to disappear or go bankrupt before paying you the buyout money. You may have to go to court to get a judge to approve the buyout. It is usually a good idea to consult with a lawyer before entering into an agreement to sell your settlement.
Special Considerations
Any person entering into a structured settlement should be on guard for potential exploitation in relation to the settlement:
Excessive Commissions - Annuities can be highly profitable for insurance companies, and they often carry very large commissions. It is important to ensure that the commissions charged in setting up a structured settlement don't consume an inappropriate percentage of its principal.
Overstated Value - Sometimes, after negotiating a particular settlement figure, the defense will overstate the value of a structured settlement. As a result the plaintiff, in accepting the settlement, in fact obtains a significantly lower dollar value than was agreed upon. Some defendants have nominally paid the full amount of the settlement, knowing that they would later obtain significant rebates from the annuity companies they used. Plaintiffs should consider compariing the fees and commissions charged for similar settlement packages by a variety of insurance companies, to make sure that they are in fact getting full value. A plaintiff may wish to make it a condition of the settlement that the defendant will actually pay the full value of the settlement in setting up the structured settlement, and that any rebates received by the defendant for annuities included in the settlement be payable to the plaintiff.
Self-Dealing - There have been cases where the plaintiff's lawyer is also in the insurance business, and sets up a structured settlement on behalf of a client without disclosing that the attorney is purchasing the annuities from his own business, or is pocketing a large commission on the annuities. Similarly, there have been situations where the plaintiff's attorney has referred the client to a particular financial planner to set up a structured settlement, without disclosing that the financial planner will be paying the attorney a referral fee in relation to the client's account. Make sure that you know what financial interest, if any, your lawyer has in relation to any financial services sold or recommended by the lawyer.
Life Expectancy - It is unfortunate, but many people who receive large personal injury or workers' compensation settlements will have a shortened life expectancy as a result of their injuries. It is important to consider life expectancy in association with any structured settlement, and to consider whether it is appropriate to enter into an annuity where payments will cease upon death. Sometimes it will make sense to insist upon an annuity that pays a minimum number of payments, or one that will pay a balance into the plaintiff's estate, such that the value of the settlement is not lost to an insurance company upon the plaintiff's untimely death.
Using Multiple Insurance Companies - For larger settlements, it often makes sense to purchase annuities for a structured settlement from several different companies, dividing the settlement between those companies. This can provide you with protection in the event that a company that issued annuities for your settlement package goes into bankruptcy - even in the event that one of the companies defaults in part or in full on your settlement payments, you would still receive full payment from the other companies.
Thursday, January 13, 2011
Introducing Nepal
Nepal is not just a bungee-jumping, apple-pie eating Shangri-la. It's also one of the poorest countries on earth. However, many visitors, drawn to Nepal by the promise of adventure, leave equally enchanted by the friendliness and openness of the Nepali people.
Nepal Travel
Nepal is so blessed with gurgling rivers, luxuriant forests and pristine wildlife that it can easily accommodate entire lifetimes of adventure tourism! However, a trek to the Base Camp of Mount Everest comes with a host of such tempting attractions, that it is a clear winner by miles for anyone with just one Nepal visit in mind. The spectacular views of the legendary mountain, the sense of achievement of living in the hallowed grounds which have hosted so many record setting expeditions and the heavenly scenery, are all ingredients of a top adventure tourism foray. However, it is the friendly, though hardy, mountain folk who live all along the trek path, who make the most indelible impressions on every trekker.
Adventure tourism is never for couch potatoes, but even those who pride themselves on peak fitness levels should prepare for the rigors of high altitude trekking, which a visit to the Everest Base Camp involves. It is best to pick a reliable tour operator, because their check lists and experience make for a trouble free and most enjoyable vacation.
Hotels
No matter how long you plan to stay in Nepal, you will likely appreciate a great bed and great service. There are a number of Hotels – big and small – as well as other sorts of accommodation which offer great service and clean facilities. While some cater to the rich, others offer budget accommodation so you will be able to find just what you need. You can choose from a luxury five star hotel, a small hotel, a bed and breakfast or a guest house. Due to the low value of local currency, most accommodation is easily affordable and the staff are exceptionally helpful and friendly.
Car Rental
Most visitors to Nepal choose to hire their transport as it is one of the easiest ways to get around. The roads are not all in good condition so it would be wisest to choose a car that can handle less than perfect terrain. Most major car rental agencies have a branch here though some have a better range and better prices than others.
Wednesday, January 12, 2011
हेल्लो हेल्लो हेल्लो
Computer Fundamentals
1. Introduction To Computer System
1.1. Introduction
Computer is most important device for this era. The computer technology has almost changed the world in short times. It becomes very essential tool in every walk of human life. The word computer is developed from the Latin word ‘coputare’ which means “To calculate or to compute”. Roughly we can say the machine which calculates is called a computer; but it is incomplete, In fact a computer is a programmable electronic calculating machine. It received data through it input devices, process it and produce output as our requirement with in a second. With help of computer technology a person can communicate to other people from one place to another place of the world through telephone, telex, fax, e-mail etc within a minute. A computer accepts data from an input device and processes it into useful information which it displays on its output device. It operates under the control of a set of instructions that is stored in its memory unit.
Definition of computer
A computer is an electronic device that accepts data; process it according to a set command and then gives results. In other words a computer is an electronic machine that is used for data processing to produce information. With viewpoints of this definition computer is said to be
Electronic calculating machine, Programmable machine, Data processing device, Networking device, Automatic system etc...
The computer has following basic system and components devices to process data and gets the output. It has optional components too.
A) System device
i) Input device - keyboard, mouse
ii) Processing device – Central Processing Unit (CPU)
iii) Output device – Monitor and Printer
CPU Consists motherboard, hard disk, floppy disk drive, sound card, power supply, modem, etc.
B) Basic and optional component device
(i)
Basic Components
Capacity & functions
1
Processor
- 600 MHz, 1200 MHz, 1700 MHz
2.
Hard Disk
- 40 GB, 100 GB, 160 GB, 200 GB, 2000 GB
3
RAM
- 128 MB, 256 MB, 512 MB, 1GB, 2GB
4
Display /Video Card
- 64 MB, 128MB, 512 MB, 1 GB
5
Keyboard
- 84 keys , 104 Keys, 124 Keys
6.
Hard disk drive
- reads, writes on HD
7
Floppy disk drive
- reads, writes on floppy
8
CD-ROM/DVD drive
- reads, writes on CD-ROM, DVD-ROM
9
Mouse
- pointing & clicking device
10
Monitor
- Displaying device
A complete basic components set of these devices is called a computer. Computer may have optional devices too.
ii)
Optional Components
Capacity & functions
1
Printer
450ch/sec, 1-18 Pg/min, 4-24 Pg/min
2
Scanner
Flat bed type & Handheld type
3
DVD drive
Reads/writes on DVD
4.
Zip drive
Reads/writes on Zip disk
BEGIN Developer
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